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If your laser vision doctor has confirmed that you are a good candidate for LASIK eye surgery, you may now be wondering how you can afford the procedure. While the price tag for better eyesight can be overwhelming, there are four ways to lower costs and make LASIK eye surgery more affordable.
Does your insurance plan cover LASIK?
Many VSP members have the option to use Laser Vision Benefits. Check to see if you have the VSP Laser VisionCare Program benefit. Log in to your vsp.com account or register to see if you are eligible for laser vision benefits.
Many laser vision centers offer affordable financing options. Payment plans can range from 6 to 24 months and be as low as $60 per month. Applying may require a down payment along with verification of income.
If the laser vision center you choose does not offer financing, you may be able to apply for credit from a LASIK financing company or use a major credit card. As with any loan, be sure to make your payments on time to avoid penalties.
Save Through a Flex Spending Account or Health Savings Account
If you are eligible through your employer, use a Flex Spending Account (FSA) or Health Savings Account (HSA) to reduce the cost of your laser eye surgery. This option allows you to use pre-tax income to pay for medical costs. By moving a portion of your salary each month into a tax-free FSA or HSA, you can create an interest-free financing program for yourself. This option can save you upwards of 25-30% on your LASIK eye surgery.
Take advantage of deals and referral discounts. Laser vision centers often advertise promotions to attract new business. Another way to save on LASIK is to check out VSP's LASIK Special Offers. Eligible VSP members can enjoy exclusive savings on LASIK. It's one more way that VSP puts its members first.