Sacramento CA, April 30, 2008 –VSP^® today announced the launch of the Dental & Vision Savings Plan^TM administered by Careington International Corporation. The new plan is available to individuals and families, providing discounts on dental and vision care as well as the option to pay on a monthly basis.

“The Dental & Vision Savings Plan is a great way for individuals and their families to receive high quality dental and vision care at an affordable cost,” said Rob Lynch, VSP president and CEO. “VSP is excited to team up with Careington to deliver this new plan to consumers who might have otherwise thought dental and vision care was not a possibility for them and their families.”

Consumers who enroll in the Dental & Vision Savings Plan can save 20 to 50 percent on dental services and 15 to 35 percent on eye exams and materials. Dental services range from general cleanings, fillings and crowns, while vision coverage includes eye exams, glasses, contact lens fitting and evaluation, laser vision correction and more.

“We are thrilled to partner with VSP,” said Barbara Williams, president and CEO of Careington. “This plan will allow us to better bridge the supplemental healthcare benefit gap, and help reduce the financial burden placed on consumers to provide dental and vision care to their families.”

Enrollees also have the opportunity to join the Savings Plus Plan for just $2 more per month, which features discounts on prescription drugs, chiropractic and alternative care, hearing care and aids, access to a 24-hour nurse hotline, and long term care.

Members of the plan are eligible to apply for a Dental & Vision Savings Plan credit card to manage healthcare related expenses. The card is issued by UMB Bank, n.a., in Kansas City, Mo.

“There are several benefits with this card payment option that create a higher level of convenience and ease for the consumer,” said Dennis Triplett, president of UMB Healthcare Services. “The selective authorization feature helps cardholders manage payments by limiting card usage to healthcare expenses.”

The Dental & Vision Savings Plan is available nationwide, except in California, Florida, Illinois, Montana, New Hampshire, Vermont, Guam and Puerto Rico.

For more information, or to enroll, please visit www.dentalvisionsavings.com or call 1.866.580.9950.

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About VSP
VSP Vision Care provides comprehensive eyecare benefit plans to over 54 million members nationwide. VSP's Sight for Students^SM program has helped more than 430,000 low-income/uninsured children receive free eyecare services since its inception in 1997. Recognized by FORTUNE magazine for nine consecutive years as one of best places to work in America, VSP ranks “Highest in Member Satisfaction Among National Vision Plans, Three Years in a Row” by J.D. Power and Associates. For more information, visit us online at vsp.com.

About Careington
Careington International Corporation is a Discount Medical Plan Organization. Dedicated to improving the heath and well-being of individuals, Careington provides access to quality dental, healthcare and lifestyle services at reduced rates. The company provides membership programs – from dental, medical, pharmacy, vision and chiropractic to legal, tax, child/eldercare, concierge and identity theft – that deliver significant savings to more than seven million members nationwide. For more information, please visit www.careington.com.

About UMB
UMB Financial Corporation (NASDAQ: UMBF) is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking, asset management, health spending solutions and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 135 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wis., single-purpose companies that deal with brokerage services and insurance, and registered investment advisors for proprietary mutual funds.